Historically, my wife and I have taken two vacations a year. This year we are skipping our summer vacation for monetary reasons. The resulting hospital stay, neurologist’s bills, and other related costs, after my stroke in 2013 have left us momentarily cash strapped. Luckily, several years ago we purchased pre-paid vacations as a hedge against just such occurrences. Barring anything unforeseen, we will be taking a time-share points’ vacation at some point during the next year.
Desire verses ability
We have no children and we love to travel. Most years, our travel dreams go way beyond our budget reality. This year’s decision to skip our summer vacation was reached after painful numbers’ crunching and heart wrenching discussions. We normally spend $1,200 to $2,500 and some years even more on summer road-trip vacations. With our cash reserves depleted by my healthcare crisis, even a thousand dollar vacation has become out of the question for now.
Even in a normal year we weigh the costs of a vacation against our cash situation. We do not believe in borrowing money just to be able to take a vacation. One good way to cut costs is to plan your trips to areas where close family or very good friends live. Fortunately, we have several family members and friends who, not only do not mind our visits, but actually look forward to having us stay with them for a few days to a week. Be careful not to overstay your welcome though. The moneyning.com blog has some good summer vacation money saving tips.
You can enjoy your summer without taking a regular vacation or spending all your loose cash. We have developed several good choices for summer activities to replace our regular vacation this year. We successfully utilized our state’s tourism website to locate interesting Saturday excursions that will not break the bank. If you visit your own state’s tourism website and do a little research, you should be able to find at least ten things close to your home that can easily entertain you on Saturdays this summer.
Only you can determine your situation and decide if a summer vacation is right for you this year. For my wife and me, skipping our summer vacation is painfully difficult. We normally visit family members that live far away. We will miss seeing them this year.