Need a quick answer to a career or personal dilemma? Career and life coach Marielys Camacho-Reyes will answer your concerns in her column “Ask the Coach.”
I recently quit my job and now, I am unemployed and full of debts. I tried to apply for unemployment benefits but they were denied. I am also trying to find another job but things are very slow right now and people around my area are not hiring as much as they were doing it before. The problem is that the bills do not stop coming and I have no money to pay them. I am not sure what I am going to do. My parents have been helping me out and even asked me to move back home with them until I find a job, but I feel bad doing that. I have always been an independent person but this unfortunate situation is really taking a toll on my self-esteem. Do you have any good suggestions for me?
Dear K. H.,
The first thing I would suggest you to do is to calm down. I know it must be hard for you to see yourself in the situation you are in, but stressing out and losing control of the situation will not help you at all. You are in a bad situation right now, but that does not mean that you will be like that forever. This kind of stuff happens sometimes, so accept it and do not allow it to define who you are. The second thing I will suggest you to do is to contact all your creditors and try to see if they can work with you about your bills. They can probably rearrange payments for you or even lower your interests until you get back in track. I am not sure if this is going to go through but you can try and see what happens. The third thing I will suggest you to do is to continue looking for a new job. Yes, you are right about things being very hard out there but you need to keep trying. Giving up will not be the best decision right now. Something will come your way if you continue looking for it. And, last but not least; the fourth suggestion I would give you is to consider taking your parents’ offer and move back home with them; at least for a while. I know it must be hard for you to do this, but the truth is that if you do, you will be taking some pressure out of your shoulders and focus on doing other things that can help you to get back in your feet. Just tell yourself that the move is just a temporary thing and once you get your life back in track, you will regain your independence as you had it before. There is no need to feel ashamed. I am sure that your parents would love to have their baby back home.
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