Owning your own home is a dream for many, many people. Sometimes, though, the prospect of being a homeowner is daunting, since you’re responsible for everything. However, it can also be fun, since you can do more of what you want with it. Here are five things I’ve learned from my 11 years as a homeowner.
Stay in touch with your bank.
Your bank might have information on refinancing and other loan programs that can help you with your household finances. They can also give you advice and help you with things like loans against your retirement accounts, all while helping you decide if any of these things are good for you.
Besides all that, my husband I discovered that staying in touch with them was a great help when we ran into financial problems, making it hard for us to pay our mortgage on time. So knowing who to talk to at your bank can help if you lose your job, or if other problems come up. Take advantage of the fact that they’re there. You won’t regret it.
YouTube can help with DIY projects where you have little experience.
YouTube is a fantastic resource for learning how to do various home improvement projects. Since most projects have to both look good and function well, these videos can be absolutely invaluable for learning how to give your project that perfect, professional look along with the highest functionality.
Your tape measure is your best friend when furniture shopping.
We recently bought a new couch. We wanted something bigger than our old couch, but our living room is small, so we measured our space and took our measurements shopping with us. We thought we could eyeball the right size, but we were wrong. The next time we went out, we took our tape measure and found out most of the couches we liked were way too big. So we shopped harder, with our tape measure, and eventually found one that would work.
Buying a piece of furniture and then finding out it won’t fit in your space can be a costly mistake. So measure your space and the furniture on the showroom floors.
Contact your town’s building department before doing extensive remodeling.
Everything from changing the floor plan of your house, to adding fixtures and outlets, to finishing your attic or basement, can require permits. When in doubt, contact your town’s building department to find out what you need to do before you start work. This will keep you from having legal problems later on.
Stay current with maintenance and upkeep.
One of the more difficult lessons we’ve learned is that, when you don’t stick with upkeep and maintenance, the issues pile up and become overwhelming, both work-wise and financially. For instance, if you notice a leak in your ceiling, you should immediately find out exactly where it is and fix it. This way, you’ve caught it before it causes major damage to your home and is unaffordable to fix.