Spring is a great time to buy a home. You can see the home well when there is no snow and you can also see that home without any foliage. Basically you get a good look at what you are buying.
Before you start to look you may want to go talk to your lender. There are many things you can find out on line like how much of a payment you can afford and how much of a home you can afford. A lender can pre-approve you for a mortgage and this is helpful when you make an offer since many sellers require a letter of pre-approval.
After you have talked to your mortgage lender you will find out what amount they will approve you for. This is the time that you need to be realistic. The lender will probably let you have as much as you can afford but if you want to do anything in the future like buy a car or travel that might be hard to do. Buy a house that is less then you are approved for and you will be able to spend money doing other things.
Before you look for a house make a list of the things you must have in a house. Do you need a garage? How about closet space and how many bathrooms do you need? Decide how many bedrooms you need now and in the next 5 years. This list can help you look at the houses you want and weed out any you don’t want to waste your time looking at.
Take a look at what is on the market. Trulia is a good web site to go to that will let you look at houses on the Market. Take a look at the houses for sale in your price range on the net and then go see some open houses for more ideas. A house is a major purchase so do your homework and look at a few places before you buy. It can be fun to look at houses so have fun and learn while you are doing it.
Think about what you are able to fix. If you have the ability to replace a carpet that is worn out in the home you are looking at you could save some money. Buying a home that needs a little work can save you money and you can fix the place the way you like it.