Measures in this procedure are as follows:
The most easy way to find account and bank info canceled checks or returned
Other approaches comprise: Have a third party get advice from the returned check and write a check that is present to the company, inquire strategy banks near debtor’s house or workplace, or business associates
Complete the Writ of Execution (form EJ-130) to get authority to impose banks, and make three (3) copies.
The Writ of Execution is great for 180 days
Contact the local Sheriff’s Office for advice of the best way to get an imposing officer.
Supply directions for the imposing officer: contain street address and name of the financial institution, account number (if known) name, or names the account is held under, and when to perform the levy (typically after payday).
Imposing officer will use written directions and the Writ of Execution to fill out Notice of Levy (EJ 150) and serve it on the bank.
Once the profits collects from the levy he’ll distribute them to the lender. A brief delay is standard for the distribution of the funds.
Rules of Bank Imposing
If a bank account is held by the debtor, the lender may collect
For instance, if the ruling is against John Smith, lender can collect JUST from the company accounts of John Smith Windows, Inc., NOT from John Smith’s private bank accounts
Funds are nonexempt
Cases of exempt funds are Financial Aid, and Public Benefits, Retirement Plans, Insurance Profits. A list of things and exempt funds is recorded on form EJ 155
Combined bank accounts CAN be imposed, but the co-owners will have a chance to object
There’s a drawback to using a debtor’s bank account is being levied by the bank account number. Other accounts will be ignored by the sheriff under the debtor’s name if there is a bank account number recorded. Therefore, it’s in the lender’s greatest interest in imposing a bank account to just use the debtor’s name.