A Digital Single Lens Reflex (DSLR) Camera is an excellent tool that allows you to capture professional looking digital images. It is an improved method of photography when compared to iPad and smartphone cameras. Some models are quite affordable for professionals and amateurs alike. Lenses can cost up to thousands of dollars but are worth the money to capture outstanding images. I use a Canon EOS Digital Rebel T2i for my freelance photography and video services. I plan on saving up for a new camera with these steps.
I first bought my Canon T2i from B&H Photo/Video on the web. Even with a credit score that is relatively new, I was able to fund my first DSLR with BillMeLater, a financing service owned by PayPal. Minimum payments were pretty low and I was able to pay it all off within a year. The conditions of my agreement allowed me to delay paying (interest included) for a few months and I was able to take advantage of it and stay ahead. I will use BillMeLater again to fund my next camera so I can get it as soon as possible. Being the part-time freelance photographer I am, I can use the camera to pay off my debt.
In addition to living expenses and other debt from a car and college, it will not be easy to pay off BillMeLater. The DSLR can be used to pay for itself. After some practice, reading free books or taking free courses at my local library, I managed to polish my photography skills enough to produce images as a paid service. Next time I intend to pay off the debt, I plan on printing business cards with an example of my best photo on one side and pass them around at public events. I usually visit Craigslist for photography or videography gigs. Usually a few gigs pay off the camera in a short run.
There were times I didn’t look for freelance gigs and had to use extra income to make payments. Last time I paid off my camera, I would put in $20-$50 every time I get a check. Instead of using that extra money to go out to eat or go to the movies, I put a small amount towards my bill, even if the payment wasn’t due for a few months. It is crucial to stay ahead so that the debt doesn’t get overwhelming. Every little bit counts.