Two weeks ago, I did something I never thought I would do: I said, “Yes!” No, not to the big question, but to moving in with my boyfriend. And, to my chagrin, I realized that nine years of being a bachelor does not the most stellar housekeeper make. So, I threw on my Hazmat suit, got to cleaning and have since morphed into decorating and refurnishing mode, because it’s time that the man in my life moved into the 21st century with his current digs. However, a fiscally conscious woman like I am isn’t going to approach refurnishing his entire 2,000 square foot home without a solid money saving plan of action.
Step 1: Rewards
I am not entirely sure how I became aware of the Wayfair website, other than seeing their ads pop up in my email box one day. Yet, this was one advertisement I was glad I opened. This site offers up cute furniture and housewares at 60 – 70 percent off retail. Naturally, the hamster wheels in my head began to spin, and I wondered if I could combine my Wayfair purchases with the cash back on my E-bates account. I found out that I could, earning two percent cash back on every purchase I made.
Step 2: More Rewards
But why stop there? I wouldn’t be a faboulous frugalista if I did. I joined the Wayfair rewards program, which pays me back three percent off each purchase I make from their site. By combining that with E-bates, that took my savings total to five percent cash back. And, of course, I pay for my purchases with my cash back credit card, which pays me an additional two percent, bringing my grand total to seven percent each dollar I spend.
$2,000 x 0.07 (Combined cash back) = $140.
For a site that saves me a bunch of money up front, the estimated $6,000 it is going to take to refurnish and redecorate my current shared space, I will earn $420 in the process. Not too shabby, if you ask me.
Step 3: Discount Stores
Far be it from me to put all of my fiscal eggs in one basket, so I also shopped around for other discounts and stores, and found a few items on Target.com that pays me three percent cash back via E-bates, alongside the five percent cash back I earn with my Target red card, for a grand total of five percent cash back there.
I also checked out Rooms to Go and a few other sites, who are all connected with E-bates, offer free shipping and give me a chance to double and triple my cash back rewards using loyalty programs and other incentives.
Step 4: Craigslist
In my move, I donated quite a bit of furniture, and put the rest on Craigslist. From that, I earned about $500 toward my new stuff. Naturally, the same will be true of his items, where I can bank on another $500 or so to put toward the new furniture fund.
All in all, we have come to the conclusion that starting a new life together, getting rid of the old stuff and building fresh is a solid foundation on the relationship side, and since we both like saving money, it’s full out frugal bliss for the two of us, from here on out.
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