I am very meticulous when it comes to my financial records, and as of late, I have been searching for an app that would allow me to balance my checkbook on the go without always having to go online and sign in to my account.
I went on to Google’s Play Store, and searched through a bunch of apps before I stumbled upon Cashflow. The app was created by NDL Inc., a company I know nothing about; however, the positive reviews from other users is what made me decide to give the app a try.
One of the great things about the Cashflow app is how simple it is to navigate. Adding an account is pretty straightforward: Create a name for your account, label it as checking, savings, etc., add your starting balance and currency and you’re finished. There are no limits to the number of accounts you can have.
Another thing I love about this app is no passwords or account numbers are required. Some check register apps require access to your financial accounts, and I’m always cautious about giving anyone access to my bank accounts. Therefore, I was glad to be able to skip such an unnecessary step, and it lowers the risk of any potential security issues. For those who prefer a little more security for your check register, you can opt for a paid subscription in order to lock your app with a password. Again, the password is optional and the app itself is free.
Because Cashflow doesn’t have a tutorial, it was a learn-as-you-go type of situation. It took me forever to find out how to add credits and debits to my check register. When you pull up the app, your homepage will appear with a listing of all of your accounts. In order to make credits and debits to your account(s), you must tap on that particular account. Your transactions will appear, and your remaining balance will be at the bottom of the page.
To add a transaction, you will tap the ‘add’ button because tapping on the ‘quick add’ is just too much of a headache-at least for me it was. Once you tap ‘add’, you will be taken to the add transaction page where you will record your credit, debit, name of transaction which is all found under the ‘payment’ tab. Press add and your check register is quickly updated.
For those who don’t like ads in apps, this one does have ads located at the bottom of your screen. The ads, at least for me, does not hinder access to my accounts or bother me; I’m okay with them.
If you’re looking for a free check register app, I highly recommend you give Cashflow app a try. It’s free, easy to navigate and operate, and you don’t have to worry about any potential risks because you’re not required to enter any personal or banking information. I really like this app, and if you do decide to give this app a try, make sure you see NDL INC (the app designer) so you don’t get confused with other similar apps.